... ~7.5% (compared to >12% last winter), allowing the Bank of Russia to continue lowering rates if current trends persist. The regulator notes a decline in inflation expectations and weak consumer demand, allowing for further policy easing. Yields on government bonds have declined, and the MOEX index remains around 2850 points. Lower rates support domestic demand companies, while commodity exports benefit from high energy prices. Despite ongoing sanction risks, market uncertainty has decreased – ...

... decisions — resist succumbing to them. Begin investing as early as possible. Professionals do this regularly, facilitating the accumulation of capital by retirement. This way, there’s no need to rely on a pension or expect handouts from family or the government. All professional investors maintain a reserve of funds in case of loss or significant delays in accessing their investments. A reliable bank deposit is ideal for this purpose. Ensure that the agreement allows for early withdrawal without penalties,...

... remains relatively high. At the same time, published business activity indexes (PMI) signal improvements: recent reports indicate robust expansion in manufacturing and services in the U.S. and signs of economic activity recovery in Europe. In China, the government continues to stimulate the economy, attempting to support business activity amid external risks. Thus, macroeconomic indicators instill cautious optimism: the global economy displays moderate growth alongside decreasing inflationary pressure....

... accounts for suspicious P2P operations involving cryptocurrency, and changes to the payment systems law expand the criteria for "high-risk" transactions and intensify liability for money laundering through digital assets. At the same time, the government is actively promoting the issuance of a digital ruble (the national digital currency is planned for launch in 2026). Additionally, some projects to issue ruble-based stablecoins (e.g., the A7A5 token) are already being used for international ...

... negative reaction from European stocks is likely, especially in cyclical sectors sensitive to the business cycle. In this scenario, the euro would be under pressure, as weak statistics would heighten expectations for stimulus measures from the German government or a more lenient ECB policy. Surprise Possibility . Substantial growth in Germany's GDP is considered unlikely by experts due to unfavorable conditions at the beginning of the year. However, if the data exceeds forecasts and shows a confident ...