... such as VTB and Sberbank has caused concern among potential borrowers. In this article, we will examine the reasons for such changes, their impact on housing affordability, and what prospects await the mortgage market in the context of high interest rates. Find out how to prepare for possible changes and intelligently adapt your financial plans. Changes in Mortgage Programs: What Does the Suspension of Family Mortgages Mean? Why Are Mortgage Changes So Important for Borrowers? Mortgages remain ...

On July 26, 2025, a significant date for economic news in Russia and worldwide was marked. The Central Bank of the Russian Federation (CBRF) decided to lower the key interest rate, which had a considerable impact on the development of financial markets. Concurrently, stock indices on Wall Street demonstrated confident growth, reflecting positive investor expectations. This article will detail how the CBRF's decision to lower ...

August 3, 2025, marked a significant date for the global economy. On this day, the Federal Reserve of the United States decided to lower interest rates, which had a considerable impact on the financial markets. Investors were also drawn to reports from major companies like Apple and Meta, which demonstrated excellent performance despite the state of the global economy. Meanwhile, the price of gold ...

... after setting record highs in July, faced volatility amid mixed signals, while prices for safe-haven assets, such as gold, once again approached historical peaks. Investors from the CIS are particularly focused on the situation surrounding interest rates: the Federal Reserve paused its tightening policy, while the Central Bank of Russia is evaluating further steps following a recent rate cut. Below is a detailed overview of key economic news as of August 2, 2025, presented in a business style for ...

What is a basis point and why do you need one in investing? In this article, we explain the basis point in plain English and explore its role in analyzing interest rates, bond yields, and spreads. You’ll learn why even small changes in basis points can have a significant impact on the value of an investment and how to use this unit of measurement to make financial decisions. What is a Basis Point? A basis point ...