... means of diversification. Currency deposits currently yield approximately 2–5% in foreign currency, while foreign government bonds yield 3–6% (in dollars/euros). The primary risk is fluctuations in the ruble exchange rate. If the ruble strengthens, dollar deposits will return with a loss in rubles. However, if the ruble falls, foreign assets provide additional income. Alternatives. The risks and complexities of cryptocurrencies and private real estate exceed the scope of this article. Cryptocurrencies can be mentioned as "high-risk with potential high yields," but they are less relevant for beginners. Real ...

... of low activity in traditional IPOs, especially amid economic instability and high key interest rates, pre-IPO is becoming an alternative means of raising capital for growth. This article will explore the history and evolution of the pre-IPO market, the ... ... demonstrating significant growth while still private. On an international scale, large tech companies raised hundreds of millions of dollars prior to going public. This trend correlates with the emergence of "unicorns" (private startups valued at over ...

... preservation of high profits and Apple's market capitalization in the future. Other Tech Giants: Adapting to the New Reality Microsoft and the AI Bet Microsoft has capitalized on the surge of interest in AI to strengthen its position. By investing billions of dollars in OpenAI and integrating the GPT-4 model into Bing search and Office products, Microsoft has demonstrated its readiness to keep pace with the trend. While Bing's market share remains small, the mere existence of a real alternative increases competitive pressure on Google. Moreover, Microsoft is turning AI into a new source of revenue: it offers built-in AI features (e.g., Copilot assistants in Office) to corporate clients for an additional fee and is stimulating the ...

... system is stable: reserve funds are being utilized to cover deficits, and the ruble remains manageable (around 80 rubles per dollar at the beginning of August, compared to 90-100 a year ago). As for production, Russia generally adheres to OPEC+ restrictions,... ... consecutive months, driven by strong demand in Asian countries (including China and India) and a slight reduction in supply from alternative sources. For instance, coal production in Indonesia decreased by ~9% during the first half of the year due to uncharacteristically ...

... currency has gained widespread acceptance. Today, there are numerous other cryptocurrencies (often referred to as altcoins—alternative coins). Some are focused on increased transaction speed and scalability, others on anonymity, while others represent ... ... Bitcoin, while others do not), and purpose (payment coins, utility tokens for accessing services, stablecoins pegged to the dollar, etc.). Nevertheless, they all share the use of blockchain and cryptography and independence from national borders: sending ...