... amount of fines and penalties for late payments. Sometimes a penalty is charged for each day of delay and can significantly increase the debt. Know how many days of delay the bank has the right to demand early repayment of the entire debt. Also see what sanctions are provided if other conditions are violated (for example, the next batch of reports is not submitted on time or the company's financial performance has worsened). Special conditions and covenants. Carefully read all the "fine print"....

... of USD Coin is its regulatory compliance. The issuer (Circle) is registered in the U.S. and strives to comply with all financial oversight requirements. The token code even contains a mechanism for blocking addresses: in case of a court decision or sanctions, Circle can freeze specific USDC addresses (for example, this happened in 2020 with an address linked to an exchange hack). On one hand, this contradicts the idea of complete decentralization, but on the other hand, it makes USDC more acceptable ...

... materialize, they create an information backdrop that could provoke short-term fluctuations in trust. Legal threats also include potential new regulatory measures—for instance, if Tether were to be declared illegal in the US or another major region or face sanctions (similar to what has been done against some cryptocurrency mixers). While this scenario currently seems unlikely given Tether's lack of direct jurisdiction, investors should monitor political statements closely. 4. Competition and Technological ...