... manipulation and protect investors, and any surprise regulatory tightening — such as stricter bank capital requirements for crypto or unfavorable tax changes — could slow the pace of adoption. Meanwhile, global regulators’ attitudes vary; how other major economies approach crypto will influence how smoothly Bitcoin integrates into the traditional financial system. Macroeconomic conditions add another layer of uncertainty. If 2025 brings economic turbulence or shifts in interest rates, risk assets like Bitcoin could face ...

... end of the year. In the short term, the current pause provides the market with a breather before a potential new surge, although the risk of sudden pullbacks remains. Ethereum: Growth Potential and Staking Advantages Ethereum (ETH), the second-largest crypto asset by market capitalization, remains close to recent highs. Last month, Ether surpassed $3,500 (for the first time since spring), approaching the $4,000 mark, but due to partial profit-taking, it was unable to maintain that level immediately....

... remains a popular "gateway" asset for newcomers and a subject of speculation during news-driven surges. Regulation: Initiatives in the U.S., Asia, and Europe USA: President Donald Trump signed orders prohibiting banks from "debanking" crypto firms and allowing the inclusion of crypto assets (such as Bitcoin) in 401(k) retirement plans. Simultaneously, the SEC stated that certain forms of "liquid staking" do not fall under securities laws, partially alleviating regulatory ...

... The global macroeconomic situation significantly influences the cryptocurrency and stablecoin markets. In 2022–2023, major economies experienced a surge in inflation, prompting central banks, particularly the Federal Reserve (Fed) in the US, to sharply ... ... European Union, the regulatory framework MiCA (Markets in Crypto-Assets) came into effect in 2024, establishing unified rules for crypto assets, including stablecoins. Under MiCA, stablecoin issuers (especially large ones, termed "electronic money tokens" ...

... trust in digital transactions. Furthermore, the emergence of decentralized finance (DeFi) and non-fungible tokens (NFTs) has opened new areas of application for cryptocurrencies – from lending and insurance to art and gaming industries. Thus, the crypto industry has become a driver of innovation in the economy. Today, there are many cryptocurrencies – as of April 2025, their number counts in the thousands. However, the market is structured so that the lion’s share of the total capitalization ...