... compensated for the losses incurred from the decline in the stock prices of tourism companies and airlines. Key Principles of Portfolio Diversification Asset class allocation: stocks, bonds, real estate, commodities, and cash. Geographic diversification: investments in companies and markets from different countries and regions. Sector diversification: selecting companies from various sectors of the economy. Defensive Assets in the Portfolio During periods of instability, defensive assets help preserve capital: Gold and precious metals: ...

... the UK Retail Price Index) or holdings in commercial real estate, where rent can often be increased in line with inflation rates. Risk Diversification Maintaining an investment portfolio with low correlation can help diversify risks associated with investing in individual assets and markets, as well as less apparent dangers such as inflation risk – the possibility of a negative impact on asset values due to rising inflation rates. Stocks, bonds, property, and cash respond differently under various conditions, and opting for more ...

... attract a new influx of capital. In an optimistic scenario, by the end of 2025, Bitcoin and several leading altcoins may once again update historic highs, further elevating cryptocurrencies' status as one of the most dynamic and attractive sectors for investment. Meanwhile, market participants remain aware of the risks. The Fear and Greed Index for cryptocurrencies is in the greed zone, indicating possible overheating of sentiments in the short term. Any adverse news—from economic shocks to major hacks or technical failures—can ...

... increase in the securities' value. This means you could not only miss out on profits but also sell stocks at a loss. In such cases, one would have to wait for the price to recover, which could take months or even years. This automatically categorizes the investment as long-term. Thus, it often proves more advantageous to receive annual dividends than to continuously monitor market trends for price increases. Real Estate Real estate is regarded by Russians as the most profitable avenue for long-term investments. Various methods can yield profits: Buying a property during the construction phase and reselling it post-completion....

... conducted at one's own risk. If money is lost, there will be no one to recoup the losses. This is the main difference from investing in bank deposits, where an individual is protected by the deposit insurance system and can recover all invested funds. Avoid investing in companies that have recently emerged in the market and have yet to establish a reputation. Even experienced investors make mistakes and incur losses. However, they have a much greater chance of compensating for the damage through profitable projects. This way, investors can preserve their funds,...