... most favorable light to the lender: Maintain a good credit history. Check your history with a credit bureau (both personal and corporate, if you have one). Try to close or restructure overdue debts, settle conflicts with previous creditors. If your business ... ... loan defaults. Optimization of expenses and investments. After receiving a loan, do not relax, but on the contrary - closely monitor the efficiency of every ruble spent. Borrowed money should work with return. If any of the planned investments does not ...