... investments and loans, online insurance and other financial products possible without traditional bank intermediation. The main areas of fintech include payment systems, lending, investment platforms, insurance technologies (insurtech) and financial risk prevention systems. Fintech is important for the economy, as it makes financial services more accessible and convenient for the population, and also opens up new opportunities for business. Main areas of fintech Mobile and online payments are applications ...

... the company for the IPO, including conducting a marketing campaign, setting the offering price, and selling shares to investors. Underwriters play a key role in organizing an IPO, as they provide a link between the company and investors, help minimize risks, and maximize the capital raised. Underwriters are usually paid a commission, which is a certain percentage of the amount of funds raised. Key Functions of Underwriters in an IPO 1. Valuing the Company and Setting the Share Price Underwriters conduct ...

... exports if Beijing does not reduce its import of Russian oil. The tough rhetoric and intensifying restrictions from the West maintain high geopolitical tension in the global energy resources market, forcing oil traders and processors to account for new risks when planning deliveries. India and China Advocate for Their Interests Major Asian consumers of Russian raw materials are demonstrating their willingness to defend their economic interests despite external pressures. New Delhi publicly asserts that ...

Cryptocurrency continues to attract investors worldwide, promising high returns. However, behind the potential profits lie significant risks that everyone must consider. In this article, you will learn what cryptocurrency is, how it works, what types of risks exist, what staking entails, and whether it is advisable to invest in digital assets in 2025. What is Cryptocurrency Every year,...

... attracting investments, these processes have significant differences that are important for both companies and investors to understand. In this article, I, Sergey Teryoshkin, will explain what Pre-IPO and IPO are, their differences, and the advantages and risks associated with participating in each of these stages. A detailed understanding of these processes will help you make more informed investment decisions. Pre-IPO and IPO procedures represent crucial stages in the development of a company aiming ...